Due to federal regulations, we require your consent before we provide you with overdraft services for everyday debit card and ATM transactions.
At United Community Bank, we strive to pay your check transactions and automatically drafted payments (ACH) regardless of the funds that exist in your account. We can also extend this valuable service to your everyday debit card and ATM items; however, federal regulations require that we have your permission before including these types of transactions in this service. If you choose not to provide consent, your card transactions will be declined when you do not have enough money in your account.
The purpose of this website is to assist you with making an informed decision regarding options available to you for overdraft and to provide you with a means to notify us of your choice.